Renta-Turva and Its Scope of Application

1.1 Renta-Turva is a paid additional service, not an insurance policy, which limits the liability of the customer (hereinafter referred to as the “Lessee”) to Renta Oy for equipment and machinery (the “Equipment”) rented from Renta Oy, as specified in these terms (hereinafter referred to as the “Renta-Turva Terms”) and in more detail in the equipment rental agreement.

1.2 These terms modify the General Rental and Service Delivery Terms of Technical Trade Equipment Rentals (with Renta Oy’s additions) (hereinafter referred to as the “TK Rental Terms 2016”), which complement these Renta-Turva Terms and apply to the rental of Equipment. In the event of conflict between these terms and the TK Rental Terms 2016, these terms shall prevail. Where these terms are not applicable, the current TK Rental Terms 2016 shall apply.

1.3 Renta-Turva applies to Equipment specifically mentioned in the rental agreement between Renta Oy and the Lessee, provided the Lessee has opted for Renta-Turva when renting. Renta-Turva may be added to already delivered Equipment only with Renta Oy’s approval and after Renta Oy has inspected the Equipment.

1.4 Renta-Turva is secondary to any insurance the Lessee may have that covers damage to the Equipment. Renta-Turva thus only applies when the Lessee’s insurance does not cover the damage, except for any deductible.

1.5 Renta Oy may make Renta-Turva mandatory for certain Equipment, in which case the Equipment can only be rented with Renta-Turva. Renta Oy also reserves the right to exclude certain Equipment from Renta-Turva and to deny Renta-Turva to a Lessee.

1.6 Renta-Turva only applies to Equipment owned by Renta Oy. Renta Oy may sublease Equipment it has rented from a third party. If the Lessee has opted for Renta-Turva and it is discovered prior to the rental that the Equipment to be delivered is subleased and not covered by Renta-Turva, Renta Oy must promptly inform the Lessee, who has the right to cancel the agreement without compensation.

1.7 Renta-Turva is only valid within Finland and does not apply to situations where Equipment is transported outside Finland.

Validity of Renta-Turva

2.1 Renta-Turva becomes effective at the beginning of the rental period of the Equipment, provided that the Lessee and Renta Oy have entered into a rental agreement that includes Renta-Turva.

2.2 Renta-Turva remains valid for the duration of the rental period as specified in the rental agreement.

2.3 The validity ends prematurely if the Lessee neglects their payment obligations or transports the Equipment outside Finland.

2.4 Renta-Turva is only valid if the Equipment is returned to the same Renta Oy location from which it was rented or another location specified by Renta Oy.

Scope of Renta-Turva

Limitation of Lessee’s Liability

3.1 The maximum liability of the Lessee for each Equipment item is defined in the rental agreement. If the Lessee’s insurance partially covers the damage, the liability is limited to the portion exceeding the insurance compensation.

3.2 The application of this limitation requires that:

• The Lessee’s insurance does not cover the damage (except the deductible);
• The damage was sudden and unforeseeable during the rental period;
• The Equipment was used properly and in accordance with its intended use;
• The damage was not caused by intent or gross negligence;
• The Lessee acted to prevent and minimize the damage;
• The situation is not excluded under Sections 3.4 or 3.5.

3.3 Example cases where Renta-Turva may apply include:

• Minor user error;
• Equipment tipping over during use;
• Damage from falling;
• Equipment crushed by falling object;
• Damage during transport (excluding Towable Devices);
• Damage during loading/unloading (excluding connection/disconnection of Towable Devices);
• Fire or natural disaster damage;
• Theft or unauthorized use involving break-in and proper reporting.

Specific Exclusions

3.4 Renta-Turva does not cover direct or indirect damages, delays, or related costs such as loss of rental income, demolition, transport, or preparation costs.

3.5 Situations always excluded and governed by TK Rental Terms 2016 include:

• Damage from intent or gross negligence;
• Glass, tire, or track damage;
• Damage during towing or parking of Towable Devices;
• Use against instructions or under influence of substances;
• Theft without break-in or proper reporting;
• Use of wrong fuels or consumables;
• Loss discovered during inventory;
• Damage from blasting, graffiti, or dirty/corrosive work.

Payment Terms

4.1 The fee and terms for Renta-Turva are specified in the rental agreement. VAT applies to all fees.

4.2 Fees for Renta-Turva are non-refundable.

4.3 If the rental period is extended, Renta Oy may automatically charge for Renta-Turva for the extended period.

Lessee’s Obligations in Case of Damage

5.1 The Lessee must notify Renta Oy immediately of any damage. Repairs are handled by Renta Oy or a party it appoints.

5.2 Renta Oy charges the reduced liability fee according to the agreement if Renta-Turva applies. Charges occur upon return or within a reasonable time. If repair costs are lower, only the actual cost is charged.

5.3 The Lessee must investigate their insurance coverage and inform Renta Oy of applicable policies before compensation. Insurance claims must first be settled with the Lessee’s insurer and then transferred to Renta Oy.

Amendments to Renta-Turva Terms

6.1 Renta Oy may amend these terms with reasonable notice to the Lessee before the changes take effect.

Equipment Protection Guidelines

7.1–7.8 Equipment must primarily be stored in locked indoor spaces within a fenced and locked area. If not possible, outdoor equipment must be secured with a certified Class 3 lock and chain. Additional requirements include:

• Locking cabin doors;
• Proper locking of containers;
• No storing keys in or near the Equipment;
• No leaving engines running unattended.